Arizona Home Loan Guides from Andria Townsend
Plain-English answers on FHA, VA, first-time buyer programs and refinancing, from an Arizona loan officer.
Arizona Community Property: Does Your Spouse's Debt Count on an FHA or VA Loan?
by: Andria TownsendPublished on: 19/10/2026In Arizona, a spouse's debts can count on your FHA or VA loan even if they're not on it. What HUD and VA require, what can be excluded, and what to do.
Can the Seller Pay Your VA Funding Fee in Pinal County?
by: Andria TownsendPublished on: 15/10/2026Yes, a seller can pay your VA funding fee. VA counts it as a concession, capped at 4% of reasonable value. Here's how it works in Pinal County.
Do Disabled Veterans Pay Property Tax in Florence, AZ?
by: Andria TownsendPublished on: 01/10/2026Arizona now fully exempts a 100% disabled veteran's home from property tax. Learn how the disabled veteran property tax exemption works in Florence, AZ.
